Terms & Conditions

Living Truth Properties, LLC dba Living Truth Homes Realty  |  Effective Date: August 31, 2026

1. Agreement to These Terms

Welcome to www.livingtruthhomes.com (the “Website”), operated by Living Truth Properties, LLC dba Living Truth Homes Realty (“Living Truth Homes Realty,” “we,” “us,” or “our”), a licensed real estate brokerage in the State of Florida. By accessing or using this Website, you agree to be bound by these Terms & Conditions (“Terms”) and our Privacy Policy. If you do not agree with these Terms, please do not use the Website.

2. Who We Are

Living Truth Homes Realty is a faith-rooted, independently owned real estate brokerage serving Jacksonville, St. Johns, St. Augustine, Orange Park, Clay County, and Northeast Florida. Our business is built on faith, integrity, wisdom, and people-first service. We believe every home and every family has a story worth honoring, and we exist to help our customers steward their next chapter with clarity, strategy, and peace.

We serve all people. While our values are rooted in the Christian faith, our doors — and our service — are open to everyone. We are honored to serve customers of every background, belief, and walk of life with the same excellence, honesty, and care.

3. Fair Housing Commitment

Living Truth Homes Realty is committed to the letter and spirit of the federal Fair Housing Act, the Florida Fair Housing Act, and all applicable equal opportunity laws. We provide equal professional service to all persons without regard to race, color, religion, sex, disability, familial status, national origin, or any other protected status. Everyone is welcome; no one is excluded.

4. Use of This Website

This Website is provided for informational purposes to help you explore real estate services, property listings, financial education tools, and related resources. You agree to use the Website only for lawful purposes and not to interfere with its operation, attempt unauthorized access, or use its content or data for any misleading, unlawful, or commercial scraping purpose.

5. No Brokerage Relationship Created

Use of this Website, submission of a contact form, or participation in a free consultation does not create an agency or brokerage relationship between you and Living Truth Homes Realty. A brokerage relationship is established only through a separately executed written agreement. Until such an agreement is signed, information you share with us is received as a customer inquiry.

6. Not Legal, Financial, or Tax Advice

Content on this Website — including blog posts, calculators, the Financial Reset program materials, guides, and market commentary — is offered for general educational purposes only. It is not legal, financial, tax, lending, or investment advice, and it does not account for your individual circumstances. Please consult a licensed attorney, CPA, lender, or financial professional before making decisions based on Website content. Calculator results are estimates only and are not a commitment to lend or a guarantee of outcome.

7. SMS / Text Messaging Terms

By providing your phone number and checking the applicable consent box(es) on our contact form, you agree to receive text messages from Living Truth Properties, LLC dba Living Truth Homes Realty as described below:

  • Transactional / informational messages: appointment reminders, showing confirmations, property status updates, and account- or transaction-related communications.

  • Marketing messages (optional): new listing alerts, promotions, market updates, and event invitations. Marketing consent is separate, is never checked by default, and is not required to use our services.

Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP, and you may reply HELP for assistance or contact us at info@livingtruthhomes.com or (904) 203-8027. Consent to receive text messages is not a condition of purchasing any property, product, or service.

Your privacy matters to us. Mobile opt-in information and phone numbers collected for SMS consent will not be shared with or sold to third parties or affiliates for their marketing purposes. Wireless carriers are not liable for delayed or undelivered messages. See our Privacy Policy for full details on how we handle your information.

8. Email Communications

By submitting your email address through the Website, you consent to receive email communications from us related to your inquiry. Marketing emails will always include an unsubscribe option, and you may opt out at any time without affecting your ability to work with us.

9. Property Listings & MLS / IDX Data

Property listing information displayed on this Website may be provided in part through the Internet Data Exchange (IDX) program of the local Multiple Listing Service (MLS). Listing data is deemed reliable but is not guaranteed accurate, and it may not reflect real-time availability, pricing, or status. IDX information is provided exclusively for personal, non-commercial use to identify prospective properties, and may not be used for any other purpose. Listings displayed may be held by brokerage firms other than Living Truth Homes Realty.

10. Intellectual Property

All content on this Website — including text, graphics, logos, the Living Truth Homes Realty name and brand, photographs, videos, guides, and tools — is the property of Living Truth Properties, LLC or its licensors and is protected by copyright and trademark law. You may not reproduce, distribute, or create derivative works from Website content without our prior written permission, except for personal, non-commercial viewing.

11. Third-Party Links & Tools

The Website may contain links to third-party websites, tools, or service providers (such as lenders, title companies, or scheduling platforms). These links are provided for convenience only. We do not control and are not responsible for the content, policies, or practices of third-party sites, and a link does not constitute an endorsement.

12. Disclaimers & Limitation of Liability

The Website and its content are provided “as is” and “as available” without warranties of any kind, express or implied. While we work diligently to keep information accurate and current, we do not warrant that the Website will be uninterrupted, error-free, or free of harmful components. To the fullest extent permitted by law, Living Truth Properties, LLC, its members, and its agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Website or reliance on its content.

13. Indemnification

You agree to indemnify and hold harmless Living Truth Properties, LLC dba Living Truth Homes Realty, its members, employees, and agents from any claims, damages, or expenses (including reasonable attorneys’ fees) arising from your misuse of the Website or violation of these Terms.

14. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute arising from these Terms or your use of the Website shall be brought exclusively in the state or federal courts located in Duval County, Florida.

15. Changes to These Terms

We may update these Terms from time to time to reflect changes in our services, technology, or legal requirements. The “Effective Date” above reflects the most recent revision. Continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

16. Contact Us

Questions about these Terms are always welcome: