Helping You Steward Your Next Chapter
Homeownership Readiness
Six honest questions, two minutes, no pass or fail — just a clear picture of where you stand and exactly what your next step is. Wherever you are on the road, you’re welcome here.
1 — Your Income Story
How steady has your income been? (lenders love history more than size)
2 — Your Savings
About how much do you have saved toward a down payment and closing costs?
Do you also have an emergency fund that’s separate from your house money?
Have you or your spouse ever served in the military?
3 — Your Monthly Picture
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4 — Your Credit
Do you know roughly where your credit score sits?
5 — Your Money Habits
Do you follow a monthly budget?
6 — Your Timeline
When are you hoping to buy?
Your Readiness Snapshot
Where You Stand, Area by Area
Your Next Steps — In Order
Rosalyna Avila · Broker · Living Truth Homes Realty
This readiness check is an educational guide, not a loan preapproval, credit advice, or a lending decision — those come from a licensed lender, and every situation is unique. The ranges shown reflect common lending guidelines that vary by loan program.
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